Starting a business in the United States can be exciting—but also expensive. For entrepreneurs without deep pockets, getting financial help early on can make all the difference. Thankfully, there are many startup business grants USA offers, designed to support new ventures across industries.
Unlike loans, grants don’t need to be repaid, which makes them highly attractive. However, many startups don’t know where to begin looking or how to qualify. This guide breaks down the best funding options, how to apply, and tips to increase your chances of success in 2025.
What Are Startup Business Grants?
Startup business grants are financial awards given by government agencies, nonprofits, or private organizations. These grants are typically aimed at small businesses that are just starting or have been operational for a short time.
Unlike loans, you don’t have to return the money—no debt, no interest. But most grants are competitive, and you usually need to meet specific requirements to qualify.
Types of U.S. Startup Business Grants
There are several types of startup business grants USA provides, depending on the funding source:
1. Federal Grants
Offered by U.S. government departments and agencies.
Popular federal grants include:
- Small Business Innovation Research (SBIR) Program
- Small Business Technology Transfer (STTR) Program
- National Institute of Health (NIH) Small Business Grants
- Department of Energy (DOE) Startup Assistance
2. State and Local Grants
Every state and many cities offer their own grants. These are often tailored to specific industries or local job creation.
Examples:
- California’s CalOSBA (California Office of the Small Business Advocate) programs
- New York State Seed Funding Grant Program
3. Private and Corporate Grants
These come from private foundations and large companies aiming to support innovation and diversity.
Examples:
- FedEx Small Business Grant Contest
- Visa Everywhere Initiative
- Amazon Black Business Accelerator
- Hello Alice Grants
Top Startup Grants You Can Apply for in 2025
Here are some of the most reliable and popular startup business grants USA offers today:
1. Small Business Innovation Research (SBIR) Grant
Who it’s for: Startups with tech-based or scientific innovations
Funding amount: Up to $1 million in phases
Pros:
- High-value grant
- Access to federal contracts
- Mentorship and technical help
How to apply: Visit sbir.gov
2. Small Business Technology Transfer (STTR) Program
Who it’s for: Tech startups partnered with research institutions
Funding amount: Similar to SBIR
Unique benefit: Encourages collaboration with universities and labs
Website: sbir.gov
3. FedEx Small Business Grant
Who it’s for: Any U.S.-based small business with a unique story or innovation
Funding amount: Up to $50,000 + FedEx services
Deadline: Typically opens in spring
Pro tip: Create a compelling video about your startup to boost your chance of winning
4. Amber Grant for Women
Who it’s for: Women entrepreneurs
Funding amount: $10,000 monthly + $25,000 annual bonus grant
Good to know: Easy application, less competitive than federal grants
Apply at: ambergrantsforwomen.com
5. Visa Everywhere Initiative
Who it’s for: FinTech startups solving payment or finance problems
Funding amount: Up to $100,000 in prizes
Bonus: Global exposure and networking
Apply at: visa.com/everywhereinitiative
6. Hello Alice Small Business Grants
Who it’s for: Women, BIPOC, LGBTQ+ and veteran entrepreneurs
Funding amount: Usually $5,000–$50,000
Perk: Frequent new grant programs launched
Visit: helloalice.com
How to Apply for a Startup Business Grant
Getting a grant isn’t just about luck—it’s about preparation and presentation. Here’s a step-by-step guide to help:
1. Identify the Right Grant
Use resources like:
- Grants.gov
- SBA.gov
- Your local Small Business Development Center (SBDC)
2. Check Eligibility
Each grant has specific requirements. Common ones include:
- U.S. residency
- Business less than 1–2 years old
- A clear business plan
- Industry match (tech, education, health, etc.)
3. Gather Documents
You’ll likely need:
- Business plan
- Pitch deck
- Tax ID and legal business structure
- Past financials (if any)
- Personal ID
4. Write a Strong Grant Proposal
A proposal should include:
- Problem your business solves
- How the grant money will be used
- Expected impact
- Scalability and innovation
5. Apply Before the Deadline
Most grants have strict cut-off dates. Don’t wait until the last minute.
Other Startup Funding Options Beyond Grants
Grants are great, but don’t limit yourself. If you’re serious about growth, explore other funding options:
1. Small Business Loans
From SBA 7(a) loans to microloans, many offer low-interest rates and startup support.
2. Crowdfunding
Use platforms like Kickstarter or Indiegogo to raise money from the public.
3. Angel Investors & Venture Capital
If you’re scalable and high-growth, these investors can provide large funding in exchange for equity.
4. Startup Incubators & Accelerators
Programs like Y Combinator and Techstars offer seed money, mentorship, and networking in return for a small equity stake.
Tips to Boost Your Chances of Winning a Grant
Here are pro-level tips to help you stand out:
- Tailor every application: Never copy-paste proposals.
- Focus on impact: Emphasize how your business helps the community, economy, or environment.
- Be realistic with numbers: Don’t exaggerate growth projections.
- Use visuals: Charts, infographics, and videos work well.
- Get feedback: Before submission, have a mentor or expert review your proposal.
Resources to Explore
- Grants.gov: Central portal for federal grants
- SBA.gov: Info on loans, grants, and mentoring
- SCORE.org: Free mentoring for small businesses
- Local SBDC: Business help near you
Conclusion
Launching a business is tough, but startup business grants USA provides in 2025 can help turn your dream into reality—without debt. Whether you’re developing new tech, creating jobs, or solving social problems, there’s a grant out there for you.
Take time to research, prepare, and apply. The competition is real, but so is the opportunity. With the right strategy, your startup could get the financial support it needs to take off in 2025 and beyond.
Don’t forget to bookmark this guide and revisit it when you’re ready to apply. New grants are launched regularly—so stay updated and stay persistent.
Read Next – Why Americans Are Embracing Freelancing Over 9-5 Jobs
